Unique Ways to Save Money
Personal finance is more than numbers and spread sheets. It is a way of life that can affect your standard of living and your bottom line. We have all struggled with budgets and savings programs, but this blog is dedicated to unique ways to save money and positively impact your personal finances. First and foremost is to save money. Literally, save your quarters, dimes, nickels and pennies. Once you accumulate your stash of coins, take them to the nearest grocery store and convert them into folding money. You will be surprised how much money you accumulate without even trying. This will easily pay for a night out for dinner or a movie on the weekend.
Do you have a cat? Potty train your cat. No joke! It may seem crazy but you can do this with just a little patience and you can save quite a bit of money. The average cost of litter for one cast annually is $110. Do this over a 15 year lifespan and you have saved $1,615 and made your life easier to boot!
Women, invest in permanent makeup by tattoo. The average woman spends over $14,000 on makeup over her lifespan. A make-up tattoo can cost $200 to $800 one time ( eye-liner ) so the savings is considerable over a long period of time.
Paint your roof. About 1/6 of all energy costs escape through your roof. By painting your roof white you can safe approximately 20% of your home energy costs and the savings is compounded year after year.
Changing your diet from meat-eater to vegetarian is not only a healthy alternative, but a cost-savings alternative as well. Cost savings on food, health problems, and other health related benefits will reap huge financial savings.
Bigger is not always better. Downsize your home to something that meets your needs and not your ego. The savings are huge not only in the initial transaction, but the savings in upkeep, energy, maintenance and decorating is a huge financial boost.
Food shopping is best done on a full stomach. Never go to the grocery store hungry. Everything looks good and the chances you will make unplanned purchases are much greater.
Personal finances are affected by how we live. These ideas are just a few ways to save money by changing one’s lifestyle.
Mint is a Great Aid to Personal Budgeting
Budgeting is right up there with going to the dentist, visiting the mother-in-law and cleaning the garage. For most of us, it is a chore we put off as long as possible. When attempting to budget with your spouse, it is a great way to end up sleeping on the couch. While you may find greens fees as an integral part of any budget, your wife may opt for doing her nails or setting funds aside for spa days! A great way to take the sting out of this unappealing chore is to use the services of a budgeting online aid. In reviewing numerous offerings, Mint seems best to fit the bill.
Mint pulls all your financial accounts into one place. It keeps things simple and streamlined. It can definitely make your life easier by giving you the big picture. It can incorporate checking accounts, internet savings accounts, investments, retirement accounts, college accounts and many more variables. This service also has free mobile apps that can be convenient and allow you to track your money while on the go.
Reaching financial goals is simply much easier if you set a plan and stick to it. Mint allows you to set goals and stay up-to-date with weekly reminders and monthly email updates. This site also offers free financial advice and tips on how to save faster. It prompts you to consider the next step towards financial security.
A key concern for many people is the plethora of online scams and attempts to steal one’s identity by garnering personal data. Mint alleviates these concerns because they use 128-bit SSL encryption which is the same security that banks use widely. All your data is protected by VeriSign and TRUSTe. Remember, Mint is a read-only process so no money can be moved or reallocated. With over 7 million users already, this site has a proven track record. It even alerts you if any large purchases are made or unusual activity is determined.
Personal budgeting is not fun, but using a great aid like Mint can take the sting out of this chore.
Your Budget Response Managing Money Blog
Welcome to the Your Budget Response Managing Money Better Blog! My name is Jeremy Trenton and it is my pleasure to welcome you to my new personal finance and money blog. The purpose of this blog is to write about all of the personal finance topics that I feel will be of value to my readers. There are some blog out there that write solely for monetary gain, but as you can tell I have no ads on my website. It is all about sharing knowledge and hoping to make a positive impact on the finances of others. I hope you enjoy reading the Your Budget Response Managing Money Better Blog!